Baltimore Workers’ Compensation Lawyers
Overview of Workers’ Compensation in Maryland
Workers who have been injured on the job may be unsure of who they can trust to find the answers they need to important questions like: How will I pay for my medical expenses and other bills if I cannot work? What benefits am I entitled to? If I file a Workers’ Compensation claim, will that hurt my relationship with my employer? What if the accident was my fault? What will I do if I can never return to my former occupation? I have already filed a claim and been denied benefits, what now?
For more than 30 years, Baltimore Workers’ Compensation lawyers at LeViness, Tolzman & Hamilton have been helping injured workers and their families get the answers and financial support they need following a workplace accident injury or work-related illness.
Workers’ Compensation Basics
Before the adoption of Workers’ Compensation laws, those who were hurt on the job had few resources to recover compensation. Litigation was slow and costly, and because employer negligence was often difficult if not impossible to prove, many workers were left with nothing to help them and their families. In the early 1900s, the Maryland Workers’ Compensation Commission enacted laws designed to protect both workers and their employers from the cost and uncertainty of litigation by requiring that every employee be protected by Workers’ Compensation insurance. This no-fault system of insurance covers all work-related injury and illness expenses such as:
- Hospitalization and other medical expenses including surgery, nursing and/or home health services, prescription medications, prosthetics, and rehabilitative services. In some cases, travel expenses for medical appointments may be covered as well.
- Reimbursement for wages lost due to permanent, temporary, partial, or total disability.
- Vocational services if the injury prevents the worker from returning to his or her former occupation. Workers’ Compensation will pay for services to retrain workers for another job. This includes up to 24 months of new job training, professional counseling and job development, and job placement.
- Death and funeral benefits if the worker died as a result of his or her injures; death benefits are paid to dependents of the deceased.
Workers’ Compensation is designed to protect all employees, but not every worker falls into this category. Independent contractors, volunteers, and many temporary employees may be denied benefits if they fail to prove that a true employee-employer relationship existed. If an injured worker is unsure about their status or believe they have been misclassified, it is recommended that they consult a reputable Baltimore Workers’ Compensation lawyer to make sure they receive the full benefits to which they are entitled.
Types of Accidents
Whether you spend most of your workday sitting at a desk, or climbing scaffolding at a construction site, workplace accidents can happen. Depending on the nature of the accident, the resulting injuries can range in seriousness from relatively minor cuts and bruises to massive head injuries, broken bones, and fatality. Being aware of some of the more common workplace accidents can help you take proactive steps to avoid them.
Each year in the U.S., roughly one in five worker deaths happen on construction sites. More than half of those deaths were the result of falls, being struck by an object, electrocutions, and being caught-in or between objects. These are OSHA’s so-called “Fatal Four” types of construction accidents. OSHA estimates that eliminating the Fatal Four would save approximately 631 American worker lives every year.
Types of Injuries Covered
Not all workplace injuries are covered under Maryland Workers’ Compensation, even if the injury happened on the job. Covered injuries include only those that are caused by a workplace accident arising out of and in the course of employment. This means that if the accident occurred while the employee was engaged in illegal activity, or under the influence of drugs or alcohol at the time of the incident, the insurance may not pay.
Exceptions to this rule include workers who are suffering from an injury or illness that developed over time as a result of their job activities. Examples include illnesses caused by exposure to toxic chemicals or dangerous substances; and repetitive stress injuries caused by strain on muscles, tendons, or joints. Insurance companies are often quick to deny some of these claims, arguing a lack of proof that work activities were the direct cause of harm. For this reason, it is essential to have an experienced Baltimore Workers’ Compensation lawyer on your side who will fight to ensure that your rights are protected.
Third Party Claims
Workers’ Compensation law prohibits injured workers from suing their employer or coworkers, even if the employer’s negligence caused the injury. However, in many cases, negligence on the part of a third party, such as a general contractor at a construction site, or the maker of a defective power tool, may be held liable for your injuries. Only an experienced Workers’ Compensation lawyer can determine whether a third party lawsuit is worth pursuing.
Why You Need a Workers’ Compensation Lawyer
Workers’ Compensation laws are extremely complex, time sensitive and most injured workers are unaware of all the potential pitfalls they may face. A mistake in filing a claim could lead to a delay or even result in the denial of benefits. Additionally, the full amount of recovery can vary depending on the circumstances of the case, so it is important that workers injured on the job have a complete understanding of their rights before accepting any offers from insurance companies. A skilled Baltimore Workers’ Compensation lawyer will fight to ensure that the maximum amount of Workers’ Compensation benefits is achieved.
If your Workers’ Compensation benefits have been terminated, you may have options to overturn the termination. Our legal team has extensive experience ensuring that injured workers obtain all entitled compensation for their work injury.
Baltimore Workers’ Compensation Lawyers at LeViness, Tolzman & Hamilton Protect the Rights of Injured Workers in Maryland
At LeViness, Tolzman & Hamilton, our highly qualified Baltimore Workers’ Compensation lawyers will guide you through every stage of your Workers’ Compensation claim. We do the work so that you can focus on your recovery. Call 844-556-4LAW (4529) today to schedule a free consultation with one of our experienced and reputable Workers’ Compensation lawyers in Baltimore or you can contact us online. Our offices are located in Baltimore, Maryland and we represent clients in and around the areas of Baltimore City and Baltimore County.
For your convenience, we have office locations throughout the state of Maryland including in Baltimore, Columbia, Glen Burnie, and Towson.