Work-Related Motor Vehicle Accidents on the RiseNovember 3, 2018
According to a report by the National Council on Compensation Insurance (NCCI), the number of Workers’ Compensation motor vehicle accidents has increased recently. This comes on the heels of an extended period of declines.
While this does not reflect the overall frequency of Workers’ Compensation injuries, which have been on a steady decline, it is in line with the growing number of injuries caused by car accidents in this country, which has been on the rise since 2011.
Car accidents, including those that are work-related, can cause serious property damage and severe injuries. These accidents are responsible for a large portion of Workers’ Compensation claims.
When an employee is involved in a car accident while on the job, it can have a major impact on the injured worker and his or her family, particularly if the injury prevents the employee from being able to return to work for an extended period of time.
Claim Increase Numbers
According to NCCI actuaries, the number of motor vehicle claims increased by five percent between 2011 and 2016, even though the frequency of total claims decreased by 17.6 percent. In addition, motor vehicle claims are 12 times more likely to result in a fatality, compared to a claim that is not related to a motor vehicle accident.
From a monetary standpoint, Workers’ Compensation claims that are related to car accidents cost up to 100 percent more that the average claim, due to the seriousness of the injuries. In fact, over a five-year period, the NCCI found that car accident claims accounted for 28 percent of Workers’ Compensation claims that cost more than $500,000, compared to only five percent of all claims.
Reasons Behind the Increase in Claims
According to the NCCI report, one of the key factors to the increase in Workers’ Compensation car accidents is distracted driving caused by using smartphones. From 2010 to 2016, the number of smartphone users increased by approximately 54 percent.
The National Safety Council (NSC) reports that at least 27 percent of all car accidents involve distracted drivers who are using their phones, either to talk or text. They also report that the actual number of people who use their cellphones while driving is probably much higher, because it is a statistic that is highly underreported.
The president and CEO of NCCI commented on how important it is for stakeholders to come together and address the distracted driving issue.
Continued advances in safety technology may help prevent future motor vehicle accidents in the workplace, but only time will tell.
Baltimore Workers’ Compensation Lawyers at LeViness, Tolzman & Hamilton Represent Employees Injured in Motor Vehicle Accidents
If you have been seriously injured in a car accident while on the job, it is in your best interest to contact the highly skilled and experienced Baltimore Workers’ Compensation lawyers at LeViness, Tolzman & Hamilton. Protecting your rights is our top priority, and we will secure the financial benefits you may deserve, including lost wages, medical expenses, and any other costs associated with your injury. We will not stop fighting for you until you are completely satisfied. To schedule a free, confidential consultation, call us today at 844-556-4LAW (4529) or contact us online.